Welcome to Jumbo Rates Iowa, your Iowa jumbo mortgage expert
Jumbo Rates Iowa is part of the Hurst Lending and Insurance Group of Companies. We specialize in jumbo and non-conforming loans to help you purchase a new home or refinance an existing home loan. We have competitive jumbo rate programs for self employed borrowers, physicians, and borrowers with multiple income sources.
Jumbo Home Loan Programs
Split Jumbo Mortgages ($510,400 first lien conforming loan + 2nd loan for the balance of your loan)
Jumbo Bridge Loans (buying a new home but old home has not yet sold)
Interest Only Jumbo Loans for purchases or refinance, as well as 40 year amortized adjustable rate jumbo loans
Cash Out Jumbo Mortgages (fixed and adjustable loan options)
As a mid-size lender, we work hard to find creative ways to meet our customers’ unique needs – like our wide range of jumbo loan programs for a variety of situations.
Cash Out Jumbo Loans
FHA Multifamily Loans
Jumbo Residential Bridge Loans
Why Choose Jumbo Rates Iowa
Outstanding Customer Satisfaction
Closed on our first home his morning and the process went great. Jay and his team do an outstanding job with communication and explaining everything along the way. For a first time buyer, they do a great job with every single step in the process.
Hurst got me a great deal. I bought a new home so initially I dealt with the builder’s “preferred lender.” I told my builder’s “preferred lender” what Hurst’s offer was and he stated “sounds too good to be true, you sure he has everything included in his gfe?” Well, it was true and I couldn’t be happier!
He beat our builder’s lender’s offer, was a whole lot easier and nicer to work with, answered our questions, and we closed on time. AND we got to work with Aggies all around.
We closed on our house with Jay in November. He did a great job for us as well. We had a few issues that were out of the ordinary, and he helped us get through underwriting on time and close on the original date.
Repeat & Referred Business
Successfully Closed Loans/Year
Industry Awards
2012 & 2013
Family Owned.
Still A Family Business
Founded by Jay Hurst and Scott Bialek, Hurst Lending & Insurance and its specialty divisions are still managed Jay, Scott and their families. While the mortgage industry is known for high turnover rates, Hurst Lending is recognized for providing consistent, personal service to our customers. That’s why more than 70% of our mortgage and insurance business is from repeat or referred customers!
Jay Hurst & Family
Scott Bialek & Family
Texas Aggie Heritage
Hurst Lending and its divisions are proud to be a part of the Texas A&M community. Co-founder Jay Hurst (’00), investor Dat Nguyen (’98), senior manager of loan processing Sonja Zadel (’93) and several other employees and investors have degrees from Texas A&M.
Hurst Lending has been named twice among the 100 fastest-growing Aggie companies.
Out of a desire to serve the Texas A&M community, Hurst Lending & Insurance created a division called AgsReward, which offers an Aggie Realtor Referral program, apartment loans, and other mortgage and insurance offers particularly relevant to the Aggie family. AgsReward is a sponsor and active participant on the Real Estate Forum on TexAgs.com.
Hurst Lending is also very proud that we have twice been recognized on the Aggie 100 list of fastest-growing Aggie-owned companies.
Refinance & Get Cash Out
Need some cash to pay off debt or make a big purchase? Refinance your house with us and you could find yourself with the cash you need to:
- Consolidate debt
- Remodel your home
- Purchase a new car
- Buy an investment property
In Iowa, you can take out up to 95% of your home’s equity to use as you wish.
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